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Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content. This allows users to conduct research and compare information for free and help you make financial decisions with confidence. Bankrate has agreements with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are advertised on this website come from companies who pay us. This compensation may impact how and when products are featured on this website, for example such things as the order in which they may appear within the listing categories and other categories, unless prohibited by law for our mortgage or home equity, and also other products for home loans. However, this compensation will not influence the information we provide, or the reviews that appear on this website. We do not include the entire universe of businesses or financial deals that might be available to you. AleksandarNakic/Getty Images
4 minutes read. Published April 20 20, 2022
Written by Kellye Guinan. Written by personal and Business Finance contributor Kellye Guinan is a freelance editor and journalist with more than five years of experience in personal finance. She is also an employee full-time at her local library where she helps people in her community gain access to information on financial literacy, in addition to other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers gain the confidence to control their finances by providing clear, well-researched information that breaks down otherwise complex subjects into digestible pieces. The Bankrate promises
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We are compensated in exchange for the promotion of sponsored goods and services, or through you clicking certain hyperlinks on our website. This compensation could influence the manner, place and when products appear within listing categories, unless it is prohibited by law for our mortgage home equity, mortgage and other products for home loans. Other factors, like our own website rules and whether a product is available within the area you reside in or is within your self-selected credit score range can also impact the way and place products are listed on this site. We strive to offer the most diverse selection of products, Bankrate does not include information about each credit or financial item or product. Trucks can be a bit complicated. There are a myriad of options, and the type and strength you need will depend entirely on how you'll use it. Learn about the basic features like powertrains, axles, cab size and towing capacity before . Choosing a pickup truck is going to take research however, preparation can result in a well-informed decision that will suit your needs and finances. What kind of power do you require? A truck with more horsepower, towing capacity and torque will cost more. It's not just about cost however, it is important to think about whether you really require a high level of power before you spend thousands of dollars on it. A diesel engine is a great option, and offers higher power can also be a costly addition. A V6 or V8 engine are more popular and provide more power, but there are four-cylinder engines that can be used for lighter loads. If you're planning to haul the most weight for groceries, consider a more compact model that comes with an automated gas engine with good fuel efficiency. Less power may work better for you and your budget. How much are you hauling? A midsize truck is your best bet if you don't plan on hauling large boats or trailers. They're less expensive and have better quality driving than their full-size counterparts. Midsize trucks can handle lighter loads and are not suited for towing. And because of their smaller weight you'll pay lower fuel costs. If you've got something to haul, choose a larger truck. There are heavy-duty and light duty options for virtually every model that is full-size. Naturally, trucks designed for light duty can haul smaller, but once again they are more efficiency in terms of fuel consumption due to their lighter weights. Remember: towing capacity and payload capacity are different. Towing is how much your truck can haul behind it. Payload is the amount that it can accommodate in the bed. Even if you're not planning to attach a high-quality horse trailer to the rear of your vehicle, you should make sure that its payload is sufficient for your needs. Do you need two- or four-wheel drive? A truck that has two-wheel drive will be less expensive and offer . You'll be able to select either rear or front-wheel drive. Whichever one you pick is the best choice to stay on the road. A truck that has four-wheel drive is more suited to going off road and slippery, icy conditions, such as on a boat ramp. You get better performance, however, it isn't as efficient when it comes to fuel. What size of is the space you'll need in your cab? Cab space is likely to be one of the most important aspects for truck drivers who are not experienced. For the majority of drivers people, a crew cab is going to be the best choice even if it does cost more. Single cab single cabs are the classic two-door look. They typically only seat three persons, but they often have more beds. Extended cabs: Extended cabs are basically a cab and a half. You'll have two smaller doors and limited leg room in the back seat It's nevertheless a good option to choose between two cab alternatives. Crew cabs: Crew cabs are the four-door option that resembles an SUV or sedan. The size of a crew cabin varies by model and trim and are the best option if you have backseat passengers on a regular basis. Fuel options You are not limited to just gasoline or diesel. Companies such as Ford are committed to offering more options in the future. However, they are new options and might restrict your towing or payload capacity. Between diesel and gasoline the diesel engines are a little more fuel efficient. They also offer more power for trucks in operation. However, they're also more expensive to buy and fuel. For casual drivers the gas engine might be the best choice. They offer more versatility and a lower price tag than diesel or electric engines. You're more likely to find them on the , too. Long or short bed? It is likely that the longer your bedis, the smaller the cab. Therefore, if a team taxi is needed then you'll likely end up with a shorter bed. And if you need that larger bed, you might need to opt for a single or extended cabin. One thing you should consider is how often you'll be putting things in the bed. If the truck is used mostly for looks -it's fine with that -- a shorter bed will be more convenient to park and maneuver. It's likely to also provide ample space when you do need to transport something bigger. Are you buying new or used? New trucks will give you the possibility of being specific about every aspect of your ride, both interior and exterior. This is certainly an investmentnew vehicles are costly however when you've got a particular design, technology or other features in mind then a new model is the best way to choose. A used car is a cheaper option. You may not be able to find the exact model of your dreams, but you will get rid of the cost of depreciation. And if you only need something that is functional, there are older models available which are inexpensive and reliable. It's all about your needs and budget. A new truck may be costly, but it might be more fuel efficient or have more technology. A used vehicle may be less efficient on fuel however the lower price could make it cheaper to drive. Manual or automatic? It's a personal choice. There's no huge difference as far as price between the two, although certain trucks might come with one or the other. For city or suburban motorists, automatic provides the most comfortable to drive. However, if you require more control while off-roading, manual transmission might suit you better. After you've considered the bigger aspects of owning a truck begin looking at specific models and trims. This will give you a clear idea of the cost you'll be considering. When you're aware of this, you can to book a cab at a reasonable interest rate.
Written by Business and personal finance Contributor Kellye Guinan is a freelance editor and writer with over 5 years experience working in the field of personal finance. She's also employed full-time at the local library where she helps the community gain access to information on financial literacy, as well as other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are committed to helping readers gain the confidence to take control of their finances by providing clear, well-researched information that dissects complicated subjects into bite-sized pieces.
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